(Promotion period: 1 April 2025 to 30 June 2025)
1. Investment Product Take Up Reward:
New customer1 who meets the Basic Requirement2 and completes any one transaction in the Eligible Product Transaction Category within the Investment Reward Counting Period3 will be entitled to HK$800 cash reward:
Eligible Product Transaction Category |
|---|
| Securities / Investment Funds / Foreign Exchange |
2. Investment Product Balance Reward:
New customer1 who meets the Basic Requirement2 and maintains the Designated Investment Product Balance as shown in the table below in his/her Wealth Management Accounts with the Bank on the last date of the Investment Reward Counting Period3, will be entitled up to HK$22,500 cash reward:
Designated Investment Assets | Designated Investment Product Balance | Cash Reward (HK$) |
|---|---|---|
Equity Linked Products | HK$200,000 – HK$500,000 | HK$800 |
HK$500,001 – HK$1,000,000 | HK$2,000 | |
HK$1,000,001 – HK$3,000,000 | HK$4,500 | |
| HK$3,000,001 – HK$5,000,000 | HK$13,500 | |
| HK$5,000,001 or above | HK$22,500 |
3. Wealth Management Accounts Reward:
New customer1 who successfully joins DBS Treasures and applies for his/her Wealth Management Accounts and completes the Bank’s Financial Needs Analysis within the Counting Period as stated in the table below, will be entitled to HK$300 cash reward:
Joining Date | Counting Period |
|---|---|
1-30 Apr 2025 | by 31 May 2025 |
1-31 May 2025 | by 30 Jun 2025 |
1-30 Jun 2025 | by 31 Jul 2025 |
4. Securities Transfer-in Offers4:
New customer1 who transfer in eligible Securities during Counting Period5 can enjoy the following Cash Reward:
Transfer-in Amount6 & Cash Reward | Max. Cash Reward |
|---|---|
Securities Transfer-in Offer | Up to HK$20,000 |
- "New Customer” means an individual customer with DBS Bank (Hong Kong) Limited who successfully completes the Personal Account Opening Form or submits the account opening application online via DBS digibank HK app or at the designated website link go.dbs.com/hk-daotc-en and successfully becomes a new DBS Treasures customer during the Promotion Period.
- “Basic Requirement” means New Customer is required to maintain monthly Total Relationship Balance in the amount of HK$1,000,000 or above (or its equivalent in foreign currency(ies)) for the applicable Funds Counting Period as set out in the table below (“Funds Counting Period”):
Joining Date
Funds Counting Period
1-30 Apr 2025
7th day of Joining Date – 30 Jun 2025
1-31 May 2025
7th day of Joining Date – 31 Jul 2025
1-30 Jun 2025
7th day of Joining Date – 31 Aug 2025
- Joining Date and Investment Reward Counting Period (as shown in the table below):
Joining Date
Investment Reward Counting Period
1-30 Apr 2025
Apr 2025 – Jun 2025
1-31 May 2025
May 2025 – Jul 2025
1-30 Jun 2025
Jun 2025 – Aug 2025
- If Customer transfers out any Securities (in scrip or scripless) from the Bank on or before 31 October 2025, the Customer will not be entitled to any cash reward under the Securities Transfer-in Offers.
- New Customer must successfully submit the transfer-in application to the Bank and complete the relevant transfer-in during the applicable Counting Period as set out in the table below:
Joining Date
Investment Reward Counting Period
1-30 Apr 2025
Apr 2025 – Jun 2025
1-31 May 2025
May 2025 – Jul 2025
1-30 Jun 2025
Jun 2025 – Aug 2025
- If Customer transfers out any Securities (in scrip or scripless) from the Bank on or before 31 October 2025, the Customer will not be entitled to any cash reward under the Securities Transfer-in Offers.
- New Customer must successfully submit the transfer-in application to the Bank and complete the relevant transfer-in during the applicable Counting Period as set out in the table below:
Joining Date
Investment Reward Counting Period
1-30 Apr 2025
Apr 2025 – Jun 2025
1-31 May 2025
May 2025 – Jul 2025
1-30 Jun 2025
Jun 2025 – Aug 2025
- To calculate the amount of eligible Securities transferred into the Bank, the Bank will convert all transactions to Hong Kong Dollars at the Bank’s determined exchange rate. The transfer-in amount of eligible Securities will be calculated based on the marked-to-market value on the last trade day of the month in which the transaction is executed. The calculation decision of the Bank is final.
I. DBS Treasures Welcome Offer (New Customers)
Category | Eligible Transaction | Eligible Customers |
|---|---|---|
Securities | Buy or sell transaction of securities in a single transaction amount of HK$10,000 or above (or equivalent) via Wealth Management Account | Customer who successfully completes the Personal Account Opening Form or submits the account opening application online via DBS digibank HK app or at the designated website link go.dbs.com/hk-daotc-en and successfully becomes a new DBS Treasures customer during the Promotion Period. |
Investment Funds | Lump sum subscription or switching (only for transaction with minimum subscription fee of 1.2% or switching fee of 1%) of Investment Funds in a single transaction amount of HK$10,000 or above (or equivalent) via Wealth Management Account | |
Foreign Exchange (“FX”) | FX transactions (excluding USD to HKD exchange transactions and vice versa) in a single transaction amount of HK$200,000 or above (or equivalent) via Wealth Management Account |
Category | Eligible Transfer-in | Important Notes |
|---|---|---|
Securities | Securities transfer-in from any other financial institution(s) (in scripless) to Wealth Management Account in the bank | Customer who had transferred out any Securities on or before 31 Oct 2025 will not be eligible for this Offer |
1. Investment Product Take Up Reward, Investment Product Balance Reward & Financial Needs Analysis Reward:
All cash rewards will be credited to the New Customer’s HKD current account1 by the corresponding Fulfilment Date as set out in the table:
Joining Date | Fulfilment Date |
|---|---|
1-30 Apr 2025 | On or before 31 Aug 2025 |
1-31 May 2025 | On or before 30 Sep 2025 |
1-30 Jun 2025 | On or before 31 Oct 2025 |
2. Securities Transfer-in Offer:
All cash rewards will be credited to the New Customer’s HKD current account1 with the Bank on or before 31 October 2025.
- If the Customer does not have any HKD current account with the Bank at the time the cash reward is given, cash reward will be credited to the Customer’s HKD savings account with the Bank or such other account as the Bank deems appropriate.
II. Wealth Management Offers (Existing Customers)
Category | Eligible Transaction | Eligible Customers |
|---|---|---|
Equity Linked Products (“ELP”) | Subscription of ELP (i.e. equity linked investments and/or equity linked notes) | Customers with no subscription of ELP during 1 Apr 2024 to 31 Mar 2025 |
Bonds | Buy Bonds (excluding any Retail Bonds, initial public offering and Certificates of Deposit (“CDs”)) | Customers with no buy order of Bonds (excluding any initial public offering) during 1 Apr 2024 to 31 Mar 2025 |
Investment Funds | Lump sum subscription or switching (only for transaction with minimum subscription fee of 1.2% or switching fee of 1%) of Investment Funds | Customers with no lump sum subscription or switching of Investment Funds during 1 Apr 2024 to 31 Mar 2025 |
Paper Gold | Conduct Paper Gold transaction (Buy or sell Paper Gold) | Customers with no buy or sell order of Paper Gold during 1 Apr 2024 to 31 Mar 2025 |
Currency Linked Investment (“CLI”) | Subscription of CLI | Customer with no subscription of CLI during 1 Apr 2024 to 31 Mar 2025 |
Category | Eligible Transfer-in | Important Notes |
|---|---|---|
Investment Fund | Investment Funds transfers in from any other financial institution(s) to the bank | Customer who had transferred out any Investment Funds from 1 Oct 2024 to 31 Oct 2025 will not be eligible for this Offer |
Securities | Securities transfer-in from any other financial institution(s) (in scripless) to Wealth Management Account in the bank | Customer who had transferred out any Securities from 1 Oct 2024 to 31 Oct 2025 will not be eligible for this Offer |
Bonds | Bonds transfers in from any other financial institution(s) to Wealth Management Account in the bank | Customer who had transferred out any Bonds from 1 Oct 2024 to 31 Oct 2025 will not be eligible for this Offer |
All cash rewards will be credited to the New Customer’s HKD current account1 with the Bank on or before 31 Oct 2025.
- If the Customer does not have any HKD current account with the Bank at the time the cash reward is given, cash reward will be credited to the Customer’s HKD savings account with the Bank or such other account as the Bank deems appropriate.
Terms and Conditions apply
For New “DBS Treasures” Customers:
DBS Treasures Welcome Offers Terms and Conditions
For Existing “DBS Treasures” or “DBS Account” Customers:
Wealth Management Offers Terms and Conditions
Risks Disclosures:
Investment involves risks. The above information is not and shall not be considered as investment advice. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. Past performances are not indicative of future performances. You should carefully read the product offering documentation, the account terms and conditions and the product terms and conditions for detailed product information and risk factors prior to making any investment. If you have any doubt on this material or any product offering documentation, you should seek independent professional advice.
Bonds, Investment Funds, Equity Linked Products, Currency Linked Investment and Paper Gold (together the “Products”) are investment products and some of them may involve derivatives. The investment decision is yours but you should not invest in the Products unless the intermediary who sells them to you has explained to you that the Products are suitable for you having regard to your financial situation, investment experience and investment objectives. The Products are NOT equivalent to and are not treated as substitutes for time deposits, not principal protected.
The Products are NOT protected deposits and are NOT protected by the Deposit Protection Scheme in Hong Kong.
Securities trading is an investment. The prices of stocks fluctuate, sometimes dramatically. The price of a stock may move up or down and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of trading stocks. You should also note that investing in foreign market securities involves currency risk, you may suffer loss because of currency fluctuations. The investment decision is yours but you should not invest in any stock unless you have taken into account that the relevant stock is suitable for you having regard to your financial situation, investment experience and investment objectives.
Any person considering an investment should seek independent advice on the investment suitability when considered necessary.
Equity Linked Products, some Bonds and some Investment Funds are classified as complex products by the Bank. You are advised to exercise caution prior to investing.
The price of Paper Gold is volatile and value of the investment may go down as well as up. In the worst-case scenario, you may lose your entire principal. Investment in Paper Gold is not the same as investment in physical gold. Price changes in physical gold might not be reflected in price changes of Paper Gold. You should also be aware of the risk of foreign exchange rate fluctuations and may experience a loss on conversion of the investment back into other currency (including but not limited to your home currency).