“Travel for Joy” Overseas Spending Rewards

Limited-time Travel Rewards

Whether you are planning a gourmet tour in Mainland China or Macau, an onsen trip in Japan or a snow trip in Europe this season, you can maximise your enjoyment with DBS Credit Cards!

DBS Credit Cardholders who register for this promotion via DBS Card+ app during the promotion period and accumulate a designated travel spending amount (including spending at travel merchants and overseas physical retail merchants) from the day of successful registration with the DBS Credit Card registered for the promotion can earn designated digital wallet reward and 5% cash rebate!

Earn digital wallet reward & 5% cash rebate on designated travel spending
	[Reward 1] Reward for all! Conduct a designated travel spending via designated digital wallets^Δ to enjoy: HK$10 Cash Rebate upon a single net spending of HK$10 or above Δ To enjoy Reward 1, Cardholder is required to add the Registered DBS Credit Card to designated digital wallet, i.e., Apple Pay, Google Pay, Samsung Pay, Alipay and WeChat Pay, before conducting any Eligible Transaction.
	[Reward 2] Upon accumulating designated travel spending of HK$8,000 or above, the spending made at overseas physical retail merchants can be entitled to: 5% Cash Rebate* (capped at HK$200) * Reward 2 is only applicable to the first 2,500 Cardholders who completed the registration successfully and accumulated designated spending of Eligible Transactions (“Eligible Cardholders”) during the Promotion Period. The first 2,500 Eligible Cardholders in this Promotion will be determined according to the order of Eligible Cardholder’s registration submission time of this Promotion recorded in the Bank's system.

Earn digital wallet reward & 5% cash rebate on designated travel spending

[Reward 1] Reward for all! Conduct a designated travel spending via designated digital wallets^Δ to enjoy:

HK$10 Cash Rebate upon a single net spending of HK$10 or above

Δ To enjoy Reward 1, Cardholder is required to add the Registered DBS Credit Card to designated digital wallet, i.e., Apple Pay, Google Pay, Samsung Pay, Alipay and WeChat Pay, before conducting any Eligible Transaction.

[Reward 2] Upon accumulating designated travel spending of HK$8,000 or above, the spending made at overseas physical retail merchants can be entitled to:

5% Cash Rebate* (capped at HK$200)

* Reward 2 is only applicable to the first 2,500 Cardholders who completed the registration successfully and accumulated designated spending of Eligible Transactions (“Eligible Cardholders”) during the Promotion Period. The first 2,500 Eligible Cardholders in this Promotion will be determined according to the order of Eligible Cardholder’s registration submission time of this Promotion recorded in the Bank's system.

Remarks: 1. 8,000 registration quotas apply and is on first-come first-served basis. Quota full message will be shown on DBS Card+ app > “Rewards” > Promotion Page of “DBS Credit Cards “Travel for Joy” Overseas Spending Rewards”, in case the registration quotas are full. 2. “Spending at travel merchant” refers to retail spending of any travel products (including hotel reservations, air tickets, travel packages or attraction tickets) made at travel agencies, airlines, hotels or online travel platforms, including the spending settled in a currency other than Hong Kong Dollars (the transaction amount will be determined based on the transaction currency amount converted to Hong Kong Dollars and posted in the credit card statement) that made with merchants outside Hong Kong, or online merchants whose place of registration and/or settlement are outside Hong Kong, or in Hong Kong Dollars for such transactions. Examples of merchants including but not limited to: Agoda, Booking.com, Expedia, Klook, Trip.com, Cathay Pacific, HK Express, etc. The definition of spending at travel merchant is determined by the merchant code issued by Visa International, MasterCard Asia/Pacific (Hong Kong) Limited and American Express International, Inc. or the merchant's acquiring bank. Whether the transaction is a spending at travel merchants will be determined by the Bank at its sole and absolute discretion. In case of any disputes, the Bank reserves the right of final decision. 3. “Spending at overseas physical retail merchant” refers to an eligible transaction settled in a currency other than Hong Kong Dollars for the purchase of any products or services at overseas physical retail merchant with the Registered Credit Card. The transaction amount will be determined based on the transaction currency amount converted to Hong Kong Dollars and posted in the credit card statement. The definition of spending at overseas physical retail merchant is determined by the merchant code issued by Visa International, MasterCard Asia/Pacific (Hong Kong) Limited and American Express International, Inc. or the merchant's acquiring bank. Whether the transaction is a spending at overseas retail merchants will be determined by the Bank at its sole and absolute discretion. In case of any disputes, the Bank reserves the right of final decision. 4. Cash Rebate Reward will be credited to the Eligible Selected Cardholder’s Registered Credit Card account within 2 months by the Bank after the end of the Promotion Period, and will be shown on the monthly statement.

Promotion Period

24 Jan to 30 Apr 2025

How to Register for "Travel for Joy" Overseas Spending Rewards?

	Step 1: Log in to DBS Card+ app

	Step 2: Tap "Rewards" > "Marketing Offers" > "Travel for Joy" Overseas Spending Rewards

	Step 3: Tap "Register Now" to complete the registration form and tap "Confirm"

More Fabulous Perks

DBS Black World Mastercard^®
Overseas Spending As Low As HK$2 = 1 Mile^#

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DBS Black World Mastercard^®Spend at Travel Merchants to enjoy DBS$8 equivalent to HK$10

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Redeem Hotel Stays at Agoda with DBS$ or COMPASS Dollar

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Year-round Travel Perks

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Travel Planning Guide

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Be Smart When You Spend Overseas Or Online

When using a credit card to make purchases at the point of sale overseas or at an online merchant whose place of registration and/or settlement is outside Hong Kong (based on the merchant's settings), if the foreign currency transaction is paid in Hong Kong dollars, which is commonly known as the "Dynamic Currency Conversion" service, additional transaction fees will be incurred. Please understand the details before making any payment via our website:

Dynamic Currency Conversion

DBS offers various promotions from time to time on overseas and online spending, etc. Check them out through DBS Card+ app, emails, DBS Credit Card Facebook Pages and our website, and read through the terms and conditions to get yourself clear on the promotion period, spending and registration requirements, etc.

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More Details

Photos are for reference only. "Travel for Joy" Overseas Spending Rewards are subject to terms and conditions.

The terms and conditions relating to "Travel for Joy" Overseas Spending Rewards above are available for download at our website from now until 7 days after the end of the promotional period. Customers may not be able to access or download such version of the information subsequent to the expiry of the specified timeframe. You are advised to download and store a copy for future reference. If you do not agree or have no online access to the terms and conditions, you may contact our Customer Services and request for a physical copy within the above-mentioned timeframe.

# Cardholders must register for “DBS Black World Mastercard Overseas Spending As Low As HK$2 = 1 Mile Reward” via DBS Card+ app successfully during the Promotion Period. The Promotion Period is from 1 Jan to 31 Dec 2025. Eligible Spending will be counted from the next calendar date from Successful Registration. Cardholders must accumulate Eligible Spending to achieve Spending Goal of HK$20,000 in a certain calendar month, the Eligible Overseas Spending can earn Extra Reward to enjoy as low as HK$2 = 1 mile in such calendar month. The Extra Reward for each calendar month is capped at DBS$240 for each Cardholder, while the total Extra Reward for the Promotion Period is capped at DBS$2,880 for each Cardholder. For details, please visit go.dbs.com/hk-black-distinction-en.
+ Cardholders must register for “DBS Eminent Card Up To 5% Rebate Programme” via DBS Card+ app successfully during the programme period, the eligible spending will be calculated for rebate according to this programme from the next calendar day following successful registration. Designated Categories included dining, sportswear, fitness clubs and medical services. Eligible Spending with a single net spending of HK$300 or above of Designated Categories is eligible for earning up to 5% rebate. An eligible spending with a single net spending of less than HK$300 under Designated Categories, and an Eligible Spending other than the Designated Categories are eligible for Up to 1% Rebate on Other Retail Spending. The first HK$8,000 (applicable to Visa Signature Card) / HK$4,000 (applicable to Visa Platinum Card) Designated Categories of Spending in total in each calendar month will be entitled to a 5% rebate, and the first HK$20,000 (applicable to Visa Signature Card) / HK$15,000 (applicable to Visa Platinum Card) spending of the Other Retail Spending in each calendar month will be entitled to a 1% rebate. The first HK$5,000 E-Wallet Retail Spending in each calendar month, excluding the thereafter E-Wallet Retail Spending exceeding HK$5,000, will be entitled the reward. For details, please visit go.dbs.com/hk-eminent-rebate-en.
▲ Applicable to the first HK$2,000 Eligible Spending in each calendar month during the promotion period. COMPASS Dollar rebate will be credited to the Applicable Card account after the Eligible Spending is posted.
^ Cardholders are required to register for 5% Cash Rebate Reward of Your Choice Programme on “Cash Boost” under Cards page in DBS Card+ app, and select one spending category to enjoy 5% Cash Rebate Reward of Your Choice during registration.

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