Split premium payment / medical services spending to earn up to DBS$100/$100 COMPASS

For Key Facts Statement of "Flexi Shopping Programme" (“Flexi Shopping”), please click here.

Earn reward by splitting your Premium payment / Medical services spending!

During the promotion period and spending with a registered DBS Credit Card*, you can enjoy up to DBS$100/$100 COMPASS Dollar/HK$100^#upon successful application for 6 or 12-month instalments Flexi Shopping (charging one-off handling fee) or 18 to 60-month instalments Flexi Shopping (charging monthly interest) via DBS Card+ app for a single payment of medical services spending of HK$2,000 or above^{^} or for a single premium payment of HK$2,000 or above^{^} via DBS digibank HK app, DBS iBanking or a Hong Kong insurance company’s outlet, website or mobile app.

You can earn DBS$1/$1 COMPASS Dollar/HK$1 for every HK$250 eligible spending on the total amount of relevant eligible instalment transaction. For each successful application of eligible instalment transaction, you can earn up to DBS$100/$100 COMPASS Dollar/HK$100^# with no limit on the number of applications!

^* You are required to successfully register for the promotion via DBS Card+ app. A quota of 10,000 applies on a first-come-first-served basis.

How to apply Flexi Shopping Programme via DBS Card+ app

^{^} “Eligible Spending” refers to during the Promotion Period, Cardholders who conduct a single transaction of HK$2,000 or above with the Registered Credit Card in (i) Premium payment via “DBS digibank HK app”, “DBS iBanking” or “a Hong Kong insurance company’s outlet, website or mobile app” with Applicable Credit Cards, including but not limited to individuals insurance, annuity plan payment (including Qualifying Deferred Annuity Policy), pet insurance, car insurance, home insurance and travel insurance, or (ii) Medical services spending at any points of sales (either physical or online) of medical services merchants. Premium Payment and Medical services spending via below channels, including but not limited to the spending through Scan & Pay function of DBS Card+ app, JETCO payment to payees under Merchant Category of “Credit Card Payment”, “PPS”, “Faster Payment System”, or e-wallets (including but not limited to Octopus Card on Mobile, AlipayHK, WeChat Pay HK & PayMe), shall not be regarded as Eligible Spending. Definition of Premium payment and Medical services spending are determined according to the merchant codes as defined by Visa International, MasterCard Asia/ Pacific (Hong Kong) Limited and American Express International, Inc. or the merchant's acquiring bank and it is at the sole discretion of the Bank to determine whether the Premium payment / Medical services spending belongs to the Eligible Spending. The Bank reserves the right of final decision.

^#Earn DBS$1/$1 COMPASS Dollar/HK$1 reward for every HK$250 Eligible Spending on the total amount of relevant Eligible Instalment Transaction and maximum Reward for each successful application of Eligible Instalment Transaction is DBS$100/$100 COMPASS Dollar/HK$100 reward. Reward earned will be rounded down to the nearest integer, decimal place (if any) will not be counted. Offer will be awarded in the form of DBS$, COMPASS Dollar or cash rebate based on the DBS$ Reward Scheme or COMPASS CARD Reward Scheme chosen by the Cardholders. For details of DBS$ Reward Scheme, please click here ; for details of DBS$ / COMPASS CARD Reward Scheme Terms and Conditions and DBS$ / COMPASS Dollar Redemption Offer Terms and Conditions, please click here.

Apply for Flexi Shopping now

Product Key Facts Statement of Flexi Shopping Programme

Terms and Conditions of "Flexi Shopping Programme”

For Flexi Shopping One-off handling fee, please click here for details

This Promotion is applicable to DBS Black World Mastercard^®, DBS Eminent Card and DBS COMPASS VISA only and subject to relevant terms and conditions, please click here for details.

For more Flexi Shopping offers, please click here for details.

Promotion Period:

1/2/2024 – 31/5/2024 (Extended to 31/12/2024)

Notes
Remarks for Flexi Shopping Flexicare Premium payment / Medical services spending Reward:

Reward is applicable to the principal cardholders of DBS Black World Mastercard®, DBS Eminent Card and DBS COMPASS VISA only.
Registration quota is applied for this campaign, and only applicable to the first 10,000 customers who completed the registration with the Applicable Credit Card. Quotas are offered on a first-come-first served basis until quota is fully used.
The Reward of this Promotion cannot be enjoyed in conjunction with the rewards of other Flexi Shopping promotion. If a Cardholder's Flexi Shopping has already been entitled other reward in other Flexi Shopping promotion, he/she can no longer receive the Reward from this Promotion. In case of any disputes, the Bank reserves the right of final decision.
Reward will be awarded in the form of DBS$, COMPASS Dollar or cash rebate based on the DBS$ Reward Scheme or COMPASS CARD Reward Scheme chosen by the Cardholders. For Cardholders who have chosen “DBS$ Cash Rebate Scheme” as their DBS$ Reward Scheme: every DBS$1 earned from this Promotion will be automatically converted to HK$1 cash rebate, and deposited into the Registered Credit Card. For Cardholders who have chosen “DBS$ Redemption Scheme” as their DBS$ Reward Scheme: The Reward of this Promotion will be awarded to the Cardholders in the form of DBS$, and deposited into the Registered Credit Card. For Cardholders who have chosen COMPASS CARD Reward Scheme as their Reward Scheme: every DBS$1 earned from this Promotion will be automatically converted to $1 COMPASS Dollar, and deposited into the Registered Credit Card.
Subject to the DBS$ Reward Scheme or COMPASS CARD Reward Scheme chosen by the Cardholders, the Reward of this Promotion will be credited in the form of DBS$, COMPASS Dollar or cash rebate to the Applicable Credit Card account within 3 months after the Promotion Period and be shown in monthly statement.
Promotion is bound by Terms and Conditions. Please click here for details.

General Notes:

All Flexi Shopping application should be completed 6 working days before the payment due date printed on the monthly statement. Otherwise, you are required to first settle payment for the relevant Eligible Transaction in full before the payment due date. Once the application for the Programme is successful, the payment you made for the relevant Eligible Transaction will be credited to your Card Account and the relevant Eligible Transaction will be converted into a Flexi Shopping Transaction and net-off the statement balance in the following month.
If the transactions that you have applied for Flexi Shopping cannot be successfully converted into instalment transactions before the monthly statement is issued, and you have arranged “Autopay” service for your credit card account, you can call the customer service hotline 2290 8888 at least two business days before payment due date to enquiry whether payment instruction can be amended or not.
If you apply the eligible transaction made by DBS Black American Express^® Card or eligible transaction of “iFlexi - up to 90-day Interest-free Repayment Period for Online Transaction”/ “Flexi Travel - up to 90-day Interest-free Repayment Period for Overseas and Travelling Transaction” promotion made by DBS Live Fresh Card via DBS Card+ app, you can only apply Flexi Shopping with single transaction only. If you apply for Flexi Shopping that charged one-off handling fee, that single transaction amount must be HK$500 or above. If you apply for Flexi Shopping that charged monthly interest, that single transaction amount must be HK$2,000 or above (Login DBS Card+ app > choose “Spending” page > select eligible transaction to start your application Journey).
Maximum 500 eligible transactions can be selected for single application via DBS Card+ app.
After the online application is successfully submitted, you will receive an email for your application. If there is any discrepancy between the information you submitted and the bank's record, the bank will contact you to follow up before the payment due date of the relevant transaction.

Notes for Flexi Shopping Programme that charged one-off handling fee

Only applicable for spending amount of HK$500 to HK$300,000 (single application). If the application amount is more than HK$300,000, please select Flexi Shopping that charged monthly interest.

Notes for Flexi Shopping Programme that charged monthly interest

Not applicable for spending amount of HK$300,000 or below for 6 or 12-month of Flexi Shopping that charged monthly interest for application through DBS Card+ app. Please select Flexi Shopping that charged one-off handling fee.
If you choose to pay off the “Monthly Interest Fee Plan” early, you are not able to save any interest because interest payable for the remaining term of the “Monthly Interest Fee Plan” which is embedded in the monthly instalment amount shall still be payable.
The personalised interest rate offer that customers can enjoy depends on the financial situation of individual customers. The Bank reserves the right to determine the customer's personalised interest rate offer. Please visit DBS Card+ app or call the Application Hotline 2290 8333 for your applicable personalised interest rate offer and terms and conditions.

Terms and Conditions

“Flexi Shopping Flexicare Premium payment / Medical services spending instalment Reward Program” Terms and Conditions

The terms and conditions relating to this promotion campaign is available for download at our website from now until 7 days after the end of the promotional period. Customers may not be able to access or download such version of the information subsequent to the expiry of the specified timeframe. You are advised to download and store a copy for future reference. If you do not agree or have no online access to the terms and conditions, you may contact our Customer Services and request for a physical copy within the above-mentioned timeframe.

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