General enquiries of Cashline Revolving Loan

With interest charged on a daily basis, you only need to pay for what you use. Your credit limit is automatically restored every time you make a repayment. Enjoy total flexibility with the ability to make withdrawals and repayments at any time, allowing you to satisfy short-term cash demands and manage your cash flow easily.

Minimum loan amount is HK$10,000 or above, and Maximum loan amount is up to HK$800,000 or 12 times of monthly salary (whichever is lower).

Flexible repayment period is up to 60 months. You can choose repayment period from 6、12、18、24、30、36、42、48、54 or 60 months.

A transaction fee of 1% with a maximum of HK$400 will be charged on each withdrawal transaction. For details of the transaction fee, please refer to the Cashline Revolving Loan Fee Schedule.

The 1st year annual fee will be waived and annual fee will be charged from the 2nd year onwards. For details of the annual fee, please refer to the Cashline Revolving Loan Fee Schedule.

The applicant must be a Hong Kong resident aged 18 or above with a minimum annual income of HK$80,000.

There will be statement sent to customer on monthly basis, please make payment for the minimum repayment amount (i.e. 2.5% of the Credit Limit or HK$100 whichever is higher) on or before the Statement due date. In case of any late repayment, late fee will be charged and the interest rate will automatically be switched to the Delinquent Interest Rate (i.e. the Normal Interest Rate plus 7.5% per annum) on the day after the date of next statement. The Delinquent Interest Rate will continue to apply until the full amount or at least the Minimum Payment is paid on or before the Payment Due Date for 2 consecutive monthly statements.