For Key Facts Statement for Top Up Loan, please click here.
Enjoy HK$200 “InstaRedeem” amount* upon successful application through DBS Card+ to offset your spending at any merchant around the globe via DBS Card+ #! Experience real instant cash now^.
*Terms and conditions apply. For details, please click here.
(The terms and conditions relating to this promotion campaign is available for download at our website from now until 1 month after the end of the promotional period. Customers may not be able to access or download such version of the information subsequent to the expiry of the specified timeframe. You are advised to download and store a copy for future reference. If you do not agree or have no online access to the terms and conditions, you may contact our Customer Services and request for a physical copy within the above-mentioned timeframe.)
For terms and conditions of preceding month’s promotion, please click here.
#For details of how to use InstaRedeem and register for DBS Card+ account, please click here.
^Only applicable to applicant who applies through DBS Card+ and chooses to receive the loan amount through Faster Payment System (“FPS”). The loan amount can be instantly transferred to the recipient bank. The actual time of crediting the fund to applicant’s bank account depends on the recipient bank’s arrangement. Approval of application or not depends on the applicant's financial condition and is solely determined by us.
If you are an existing Personal Loan customer, we can offer you exclusive access to our Top Up Loan. Whenever you need some extra cash, the Top Up Loan allows you to quickly and easily redraw money from your repaid principal (the portion of the loan you have already repaid).
The online application will not be processed in real time and is not for urgent submission of information. Should you have any enquiry, please contact our 24-hour hotline at (852) 2290 8888.
If a customer decides to early pay off the loan, customer should assess whether the Early Settlement Administrative Fee outweighs the interest saved. To facilitate the assessment, customer can refer to “Personal Loans FAQ” on the Bank’s website for illustration. For details of such administrative fee, please refer to the Personal Instalment Loan Terms and Conditions.
For Terms and Conditions for Direct Credit Authorization (for Loan Disbursement) and Direct Debit Authorization (for Loan Repayment), please click here.
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