Funds Transfer Cut-off Time and Fee
Local Funds Transfer Cut-Off Time
For Funds Transfer to My DBS Account & Other DBS Accounts
| Currency | Submission Week/Date | Submission Time | To be processed by | |
|---|---|---|---|---|
| Between Wealth Management Accounts | Same Currency | Mon - Sun | 24 hours | Real time |
| Currency Exchange^ | ||||
| Between Wealth Management Accounts & Banking Accounts#* | Same Currency (except CNY to CNY) | Mon - Sun | 24 hours | Real time |
| Currency Exchange^ | ||||
| CNY to CNY | Mon - Thu | 00:00 am to 7:59 am | Same-Business Day after 8:00 am | |
| 8:00 am to 10:00 pm | Real time | |||
| 10:01 pm to 11:59 pm | Next-Business Day | |||
| Fri | 00:00 am to 7:59 am | Same-Business Day after 8:00 am | ||
| 8:00 am to 10:00 pm | Real time | |||
| 10:00 pm to 11:59 pm | Unable to process | |||
| Sat, Sun and Public Holiday | 24 hours | Unable to process | ||
| Between Banking Accounts# | Same Currency | Mon - Sun | 24 hours | Real time |
| Recurring Transfer (Standing Instruction) Between Banking Accounts# | Same Currency | Mon - Sun | 24 hours | Next-Business Day at around 4:00 pm |
| Recurring Transfer (Standing Instruction) Between Banking Accounts# | Same Currency | If the payment cycle is set for the last bank business day of the month, and that date falls on a Saturday, Sunday or public holiday |
Not Applicable | Executed on the Preceding-Business Day |
# “Banking Accounts” are Savings Account, Current Account, Save & Cheque Account, Multi-Currency Savings Account.
^ Every day between 4:55 am and 7:00 am, currency exchange service is unavailable for regular system maintenance.
* Same currency transfer and currency exchange services between Wealth management Accounts and Banking Accounts are unavailable from 11:59pm on every last bank business day of the month to 03:00 am on the first bank business day of next month.
For Funds Transfer to Other Local Bank Account
| Submission Week/Date | Submission Time | To be processed by | |
|---|---|---|---|
| Transfer Now (via Faster Payment System (FPS)) |
Mon - Sun | 24 hours | Real time* |
| Recurring Transfer (Standing Instruction) Between Banking Accounts# (via Faster Payment System (FPS)) |
Mon - Sun | 24 hours | Next-Business Day at around 4:00 pm* |
| Recurring Transfer (Standing Instruction) Between Banking Accounts# (via Faster Payment System (FPS)) |
If the payment cycle is set for the last bank business day of the month, and that date falls on a Saturday, Sunday or public holiday |
Not Applicable | Executed on the Preceding-Business Day* |
* The exact timing of crediting funds to recipient's account will be subject to the operation of recipient bank.
For details of our general system maintenance, please click here.
Funds Transfer Fee
| Transfer to your own or other DBS accounts | Transfer to other local banks | |
|---|---|---|
| DBS iBanking | Free | Free (via Faster Payment System (FPS) ) |
| DBS digibank HK | ||
| Branches | Free | HK$200 for DBS Treasures per transaction HK$250 for General/ DBS Account per transaction (HKD/USD/RMB via Real Time Gross Settlement “RTGS”) |
How to Transfer
Login now DBS iBanking User
Register now Not a DBS iBanking User?
Visit any of our branches.