DBS is working with our Open Banking Partners to provide privileges and benefits in addition to a seamless banking journey. Together with our partners, we are here for you to Live more, Bank less. Stay tuned for more!

What is Open Banking?

Open Banking allows information to be shared with Third-party Service Providers (TSPs, including IADS participating banks) via Application Program Interface (API). The Hong Kong Monetary Authority (HKMA) promotes Open Banking to facilitate innovation and enhance customer experience. API is a computer programming approach that bridges between the bank and TSPs to provide more well-rounded services to our customers. Our TSP partners are registered through our partnership onboarding governance process and are continuously monitored to ensure your personal information is secured.

What is Open API?

Using banking services via websites/ applications of third-party service providers (Chinese version only).

What is Interbank Account Data Sharing (IADS)?

The HKMA Interbank Account Data Sharing (IADS) programme facilitates secure interbank account data sharing via Open API upon your consent. The data exchange allows participating banks to enhance your banking experience and offer services that help you better manage your finances.

As a data provider, we will share your DBS Current or Savings Account data with other participating banks via our API, subject to your consent. You can manage your consent at any time by logging in to DBS digibank HK app, and tapping “Manage Open Banking” under the “Manage” tab.

To learn more about the HKMA IADS initiative, you may visit the HKMA IADS Web Page.

Our Services and Partners

Instant Redemption

Get more rewards when spending with your DBS Credit Cards. With Open Banking, you can be connected to the reward points redemption process and save on your transactions with DBS$ instantly.

Check it out on Agoda, hutchgo.com, HKTaxi, Klook, Openrice & PNS eShop now!

Agoda Company Pte. Ltd
Company website https://www.agoda.com/en-gb/
Channel Website
Hutchison Travel Limited 
Company website https://www.hutchgo.com.hk/en/
Channel App, Website

HKTaxi App Limited 
Company website https://hktaxiapp.com/
Channel App

Klook Travel Technology Limited 
Company website http://www.klook.com/
Channel App, Website

Openrice Solutions Limited 
Company website http://www.openrice.com/
Channel App, Website

PNS eShop
Company website https://www.pns.hk/en/
Channel App, Website


Mortgage Loan Application

Compare mortgage products and apply for a mortgage loan with us in one go. You can send your mortgage loan application via our partner’s website while enjoying preferential interest rates and cash rebates.

mReferral Corporate (HK) Limited
Company Website www.mreferral.com
Company E-mail info@mReferral.com
Company Phone Number (852) 3196 6600
Company Fax Number (852) 3196 6678
Company Address 17/F, Overseas Trust Bank Building, 160 Gloucester Rd, Wanchai, HK
Channel App, Website


IADS Participating Banks (Data Consuming Banks)

As at the date of this notice, the following is a list of the IADS participating banks which you can share your DBS Current or Savings Account data with. You have full control over your data sharing. Your DBS Current or Savings Account data will only be shared with the selected banks that you have provided your consent to. You can review and cancel your consents at any time through DBS digibank HK app. The list will be updated regularly. For the complete list of IADS Participating Banks, please refer to the HKMA IADS Web Page.  

  • Bank of Communications (Hong Kong) Limited
  • China CITIC Bank International
  • Chong Hing Bank Limited
  • Citibank (Hong Kong) Limited
  • Fubon Bank (Hong Kong)

Important Note

Never share your account details or login credentials with any unauthorized third party. DBS will not disclose any of your information without your consent.


Offers are subject to terms and conditions.


Reminder: To borrow or not to borrow? Borrow only if you can repay!

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