Instant Cash – Credit Limit Increase| DBS Hong Kong

Running out of credit limit to draw cash? Apply for Instant Cash online with credit limit increase simultaneously to get more cash with instant approval^~. Enjoy cash rebate of up to HK$400⁺ upon successful application for both at the same time during the Promotion Period.

Cash Out Amount	Cash Rebate^{+ (Only applicable to 12 – 60 months instalments)}
≥HK$100,000 + Permanent Increase in Combined Credit Limit	HK$400
HK$50,000 – HK$99,999 + Permanent Increase in Combined Credit Limit	HK$200

CREDIT LIMIT INCREASE APPLICATION HAS NEVER BEEN EASIER

Please log in to DBS Card+ app. Tap “Borrow” and choose “Instant Cash” and follow below instructions to increase the combined credit limit:

Other Instant Cash Promotions

During Promotion period, customer can enjoy up to HK$6,200 cash rebate^# upon successful online application for Cash Instalment Loan (that is “Call-a-loan” service), and cash rebate of up to HK$400⁺ (up to HK$6,600 in total) upon successful application for permanent increase in combined credit limit simultaneously^~.

Details

During Promotion period, customer can enjoy up to HK$2,500 cash rebate^{^} upon successful online application for Revolving Loan (that is “Funds Transfer” service), and cash rebate of up to HK$400⁺ (up to HK$2,900 in total) upon successful application for permanent increase in combined credit limit simultaneously^~.

Details

Terms and Conditions

Terms and Conditions for Online Permanent Increase in Combined Credit Limit and Cash Out to get up to HK$400 Promotion

Remarks:

If your application is approved, you will receive a confirmation letter. If you are a DBS Card+ app user, the electronic confirmation letter will be issued via DBS Card+. You can view the confirmation letter under DBS Card+ “eLetter” function. If you are not a DBS Card+ app user, the confirmation letter will be sent to you by post. Please view the relevant Terms and Conditions (“T&Cs”) and Key Facts Statements either from our website or the link(s) provided in the confirmation letter. T&Cs are subject to revision from time to time. Prevailing version of the T&Cs is available at our website until 30 days from the effective date of a new version. You may not be able to access or download such version of the information subsequent to the expiry of the specified timeframe. You are advised to download and store a copy for future reference. If you do not agree to receive the confirmation letter via eLetter or have no online access to the electronic confirmation letter, the T&Cs and Key Facts Statement, please send an email to creditcard.hk@dbs.com or call our Customer Service Hotline at 2290 8888 to instruct us otherwise.

If you are DBS Card+ user, you can login the DBS Card+ app, tap “eDocument” under “Cards” tab and choose “eLetter” to view your electronic confirmation letter.

Terms and Conditions of previous month

Terms and Conditions for Online Permanent Increase in Combined Credit Limit and Cash Out to get up to HK$400 Promotion of previous month

^~In response to individual circumstances, customers may not be able to instantly increase their credit limit without submitting documents. In this case, customers may submit an application with the required documents to DBS Bank (Hong Kong) Co., Ltd. ("the Bank") through the designated website for increasing the credit limit. The Bank reserves the right to approve the application for permanent increase in combined credit limit.

⁺The offer is subject to Terms & Conditions, please click here for details.

"Call-a-loan" service is the product provided under Cash Instalment Loan plan.
^#Cash rebate entitled by the customer depends on the cash out amount of the loan approved and tenor of "Call-a-loan" Online Instalment Cash Service. If customers are eligible for both the “Apply for Cash Instalment Loan (that is “Call-a-loan” Service) via online to enjoy up to HK$6,200 cash rebate” and the “New DBS Credit Card Customer / New Instant Cash Instalment Loan user can enjoy a cash rebate of 6 months interest” simultaneously, the eligible customer will be entitled to the offer with higher cash rebate once from the 2 promotions. The following terms & conditions apply to the promotion offer:

Terms and Conditions for "Call-a-loan" Online Instalment Cash Service get up to HK$6,200 "Cash Rebate" promotion
Terms and Conditions for New DBS Credit Card Customer / New Instant Cash Instalment Loan user, enjoy 6 months Interest “Cash Rebate” of the first "Call-a-loan" Instalment Cash Promotion
Terms and Conditions for general promotional offer of "Call-a-loan”

"Funds Transfer Program" is the product provided under Revolving Loan plan.
^{^}Cash rebate entitled by the customer depends on the approved loan amount (transfer amount) and monthly statement’s Finance Charges of “Funds Transfer" Online Cash Service. The following terms & conditions apply to the promotion offer:

Terms and Conditions for "Funds Transfer" Online Cash Service get “Cash Rebate” promotion (up to HK$2,500)
Terms and Conditions for general promotional offer of “Funds Transfer”

Promotion Period

01/12/2024 – 31/12/2024

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You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
You should assess your repayment ability and avoid over-borrowing.
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