ManuTerm Insurance

Important Note

ManuTerm is a life insurance plan without a savings element underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability) (“Manulife”). DBS Bank (Hong Kong) Limited (the “Bank”) is acting as a licensed insurance agency of Manulife.

Key Features

  1. Life protection at a relatively lower premium
  2. Guaranteed protection up to age 75
  3. Fixed premium for the first 10 or 20 years
  4. Guaranteed option to convert to a whole-life policy

 

Please see the leaflet for details

Click here to download

Important Notes

  1. ManuTerm is a life insurance plan without a savings element underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability) (“Manulife”). DBS Bank (Hong Kong) Limited (the “Bank”) is acting as a licensed insurance agency of Manulife.
  2. The below is provided to you in the Bank’s capacity as an authorized institution regulated by the Hong Kong Monetary Authority.
    • ManuTerm (“the product”) is a life insurance plan without a savings element. There is no cash value for the product. The product is aimed at customers who want an insurance product of the nature as described in the product leaflet and can pay the premiums as long as they want the protection. As a result, you are advised to save enough money to cover the premiums in the future. The premium pays for the insurance and related costs.
    • Credit Risk - Any premiums you paid would become part of Manulife’s assets and so you will be exposed to Manulife’s credit risk. Manulife’s financial strength may affect Manulife’s ability to meet the ongoing obligations under the insurance policy.
  3. This webpage is only a reference. You should not base solely on this website to make decision on applying for the product. The risks disclosed above are not exhaustive and you should refer to the product leaflet, proposal and policy provision for the risk disclosures and exact terms and conditions and if in doubt, seek independent professional advice.
  4. This webpage is only for use in Hong Kong Special Administrative Region.

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