Products Liability

Chubb offers Products Liability Insurance for any parties involved in the design, manufacturing and distribution of the products including designers, manufacturers, importers, exporters, wholesalers and retailers. We provide flexible solutions to our clients and are able to tailor our products and coverage to the specific needs of our clients for them to fulfill their contractual requirement.

• Cover third party personal or bodily injury or property damage caused by the product (including the packing, warning or instruction) during the period of insurance
• Cover legal representation or investigation expenses
• Worldwide jurisdiction and limit
• Run-off cover for the insured entity that has been merged, acquired or otherwise ceased to exist or operate during the period of insurance
• Flexible policy arrangement which you may choose to arrange policy for:
  • total company’s sales
  • designated markets
  • designated buyers

• Public Liability for Premises and Operation
• Personal and Advertising Injury
• Manufacturing Errors & Omission
• Products Recall Expenses

By working with our Casualty team, you will benefit from:

• Chubb’s highly rated financial strength [Chubb’s core operating insurance companies are rated AA for financial strength by Standard & Poor’s and A++ by A.M. Best*]
• Broad appetite and flexible underwriting approach
• Long-term focus on client relationships
• Multinational network capability with robust capitalisation and financial strength
• Active claims management where, if necessary, the right experts are used at the right time
• Relevant risk engineering services in support of our clients’ strategic progress
• Tailored insurance solutions through bespoke coverage, industry, specific products and global knowledge

*Ratings apply to Chubb’s core operating insurance companies. See http://investors.chubb.com for ratings of individual insurance companies.

1. The above insurance plan is underwritten by Chubb Insurance Hong Kong Limited ("Chubb"). Chubb reserves the right of final approval. DBS Bank (Hong Kong) Limited ("the Bank", which expression includes its successors and assigns) is an insurance agent authorised by Chubb.
2. DBS Chubb Insurance Service Hotline is a dedicated enquiry hotline for DBS customers serviced by Chubb.
3. The Bank may receive commissions and incentives from Chubb as remuneration for marketing or promoting Chubb’s products.

Collection of Levy on Insurance Premium
The Insurance Authority (IA) has announced the collection of levy on insurance premium in accordance with relevant laws and regulations. Effective from 1 January 2018, all premiums shown in this webpage are subject to levy.  Find out more at www.ia.org.hk/en/levy.