equipment-financing

Vehicle Finance

Finance your business or private vehicle with flexible repayment terms

Vehicle Finance

Finance your business or private vehicle with flexible repayment terms

At a Glance
Pay less up front and spread out your repayments with our flexible hire purchase plans for business vehicles and private cars.
money

Financing

Up to 90% of the market value for a new car and up to 85% for a used car

Calender

Flexible repayment

Repayment term of up to 60 months

Percentage

Attractive rates

Flat interest rates for easy budgeting

security

Comprehensive insurance

Coverage no less than financing amount

Eligibility

Business borrowers:

  • Your business must be incorporated in Hong Kong S.A.R. or be a sole proprietorship / partnership carrying on business in Hong Kong S.A.R.
  • Director’s or shareholder’s personal guarantee is required 

Private motor vehicles:

  • New vehicles: We accept a wide range of vehicle brands including BMW, Mercedes-Benz, Toyota, Honda and Nissan; other brands will be considered on a case-by-case basis
  • Used vehicles: No older than 8 years
How to Apply

Simply call our Vehicle Finance Hotline at 3668 0800 and we will arrange for a specialist to speak with you. 

We will require the following documents:

  • Sale and Purchase Agreement
  • C.I. and / or B.R. of the Corporate Customer
  • ID and proof of address from the Guarantor
  • Bank statements for the most recent 3 months
  • Latest audited or in-house financial statement
  • Articles of Association

To borrow or not to borrow? Borrow only if you can repay!

FAQs
What can I do if my loan application is not accepted? Is there a process to review the decision?

If you have any questions or need to discuss the result of your loan application, please contact our "SME Credit Approval Review Hotline" at 2290 8050 or email to [email protected]

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