Apply for opt in/out credit card overlimit facilities
You can apply to choose your credit card overlimit facilities preference via DBS Digibot or completing an application form.
Please click here:
Completing and returning the Overlimit Option section of the "Credit Card/Cashline Revolving Loan – Services Request Form". You may download the form by clicking here.
ORCompleting and returning the Overlimit Option section printed on the credit card statement.
If you choose to opt-in for the over-the-limit facilities:
If you choose to use the over-the-limit facilities (the "Facilities"), subject to the Bank's final approval, we will approve your or your supplementary cardholder's spending even if it exceeds your credit limit for all your credit card held with the Bank.
An overlimit charge (as set out in the Fee Schedule) will be incurred for each statement cycle when your outstanding balance exceeds your credit limit.
That part of your outstanding balance which exceeds your credit limit shall be immediately due and payable by you on or before the payment due date shown on the monthly statement.
In case you are liable for any authorized transactions, your liability shall include the over-the-limit portion.
If you choose to opt-out for overlimit arrangement:
Please note that your credit limit may still be exceed because of the circumstances described in Clause 2.2 of DBS Personal Credit Card Terms and Conditions, despite the cessation of our provision of the Facilities or if you do not provide your explicit agreement to continue using the Facilities.
The Bank will communicate with you through eLetter in the DBS Card+ app after we have processed the request. If you are a DBS Card+ app user, you can view the eLetter under DBS Card+ app "eLetter" function. If you are not a DBS Card+ app user, the notification letter will be sent to you by post. If you do not agree to receive notifications via eLetter, you may send an email to [email protected] or call our Customer Service Hotline at 2290 8888 to instruct us otherwise.
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