Funds Transfer Cut-Off Time

For Funds Transfer to My DBS Account & Other DBS Account

	Currency	Submission Time of Instruction		To be processed by
Between Wealth Management Accounts	Same Currency	Sun – Fri	00:00 – 21:59	Real time*
		Sun – Fri	22:00 – 23:59	Next day
		Sat	00:00 – 17:59	Real time*
		Sat	18:00 – 23:59	Next day
	Currency Exchange	Sun – Fri	00:00 – 21:59	Real time*
		Sun – Fri	22:00 – 23:59	Next day
		Sat	00:00 – 17:59	Real time*
		Sat	18:00 – 23:59	Next day
Between Wealth Management Accounts & Banking Accounts^#	Same Currency	Mon - Fri Sat - Sun & Public Holidays	00:00 – 08:59 09:00 - 21:00 21:01 - 23:59 00:00 - 23:59	After 9:00am on the same day Real time* Next bank business day Next bank business day
Between Wealth Management Accounts & Banking Accounts^#	Currency Exchange	Mon – Fri^{^}	09:00 – 21:00^{^}	Real time^*
Between Banking Accounts^#	Same Currency	Mon - Sun	00:00 - 23:30 23:31 - 23:59	Real time^* Within 30 minutes
Between Banking Accounts^#	Currency Exchange	Mon - Sun	00:00 - 23:30 23:31 - 23:59	Real time^* Within 30 minutes

^#“Banking Accounts” are Savings Account, Current Account, Save & Cheque Account, Multi-Currency Savings Account.
^{^}On Mon-Fri 00:00-08:59, 21:01-23:59, Sat-Sun & Public Holidays, currency exchange service between Wealth Management Accounts & Banking Accounts is not available.
^*An instruction placed before the relevant cut-off time will be processed instantly in general. However, the crediting of funds may vary depending on the cut-off time and local public holiday. When the transaction is completed, customer will receive a notification via SMS.

For Funds Transfer to Other Local Recipients

	Submission Time of Instruction		To be processed by	Funds to be received
Transfer Now (via Faster Payment System)	Mon - Sun	24 hours	Real time*	Real time*

* The exact timing of crediting funds to recipient's account will be subject to the operation of recipient bank.